Money Wellness immediately caught our attention for how they manage to blend empathy with expertise in a way that feels genuinely supportive. One of the first things we noticed was their approach to consultations. 

Rather than rushing you through the process, they take the time to truly listen, creating a space where you can lay out your financial situation without feeling pressured.

We were particularly impressed by how they offer a range of debt solutions such as Debt Management Plan (DMP)  without drowning you in technical jargon. Their advisors make sure you understand the pros and cons of each option, so you’re not left in the dark.

With such a broad range of options, we found that it might take a few consultations to determine the best path forward. For those already feeling overwhelmed, the variety of choices could add to the stress. 

But, if you’re willing to take the time to explore your options, the personalised care and thorough explanations make it well worth the effort.

Relaxed

“The process was made so easy. Mia put me at ease and was very kind and explained everything well. The whole process was a little slower than I expected but now I can finally relax and its all sorted.”

-Turquoise “TurquoiseOcean” Ocean, Google Review

Exceeded expectations

“I have always been very skeptical about debt management companies due to past experiences, but Money Wellness has truly exceeded my expectations from the very first call.”

-Aydon Peskett, Google Review

Established in 2009, Debt Support spent years refining their approach to debt consolidation, ensuring that every client gets advice that’s clear, ethical, and most importantly, jargon-free. 

In addition, Debt Support Service got the stamp of approval from the Financial Conduct Authority (FCA), which means they’re playing by the book, and that’s a comfort when everything else feels uncertain. 

What really caught our attention was how they handle Debt Management Plans (DMPs). We noticed how they stay by your side, turning what could be a nerve-wracking process into something you can actually manage day by day. 

Following that, if a DMP is the right fit for you, you’ll be assigned an account management team that sticks with you through every step of the process. 

However, one thing to keep in mind is that their availability during peak times can be a bit limited. It might take a bit longer to get an in-person appointment when you need it most, so we’d recommend taking advantage of their online support whenever possible.

Empathetic and supportive

“I’ve been supported by this company for 1 year now. From initial calls, to first annual review, I have been met with empathy, respect and support.”

-David Boyd, Google Review

A relief!

“What a relief, after speaking with Miles a huge weight has been lifted.”

-Nat, Google Review

Bennett Jones brings a practical, no-nonsense approach to debt consolidation, making them a solid choice if you’re grappling with overwhelming debt. 

They have a close working relationship with The Debt Advisor, a firm that’s regulated by the Financial Conduct Authority (FCA), which means you’re not just getting run-of-the-mill advice.

One thing we appreciated is their transparency. They’re upfront about the impact an IVA can have on your credit rating and any fees involved. We see this as not sugarcoating the situation but about making sure you go into the process with your eyes wide open.

Another positive is their emphasis on confidentiality and support throughout the process. You’re not just left to figure things out on your own; the team at Bennett Jones sticks with you, helping you understand how an IVA could work in your specific situation

On the flip side, because Bennett Jones focuses heavily on IVAs, this may not be the right place for you if an IVA isn’t suitable for your situation. But if it is, they’re thorough in their approach and make sure you know exactly what you’re getting into.

Absolutely amazing!

“The team at Bennett Jones are absolutely amazing!! They helped my understand everything about my IVA journey.”

-Cerie Ceillam, Google Review

Calming

“Great company. I had to arrange an IVA which I was embarrassed about. Bennett Jones were calming and professional and really helped me through the process.”

-james forsyth, Google Review

When it comes to finding a reliable debt management partner, MoneyPlus Advice immediately stands out for its comprehensive approach to tackling financial stress. 

One of the first things that caught our attention was their Debt Management Plan (DMP). If you’re feeling overwhelmed by juggling multiple payments, a DMP might feel like a breath of fresh air. 

To explain, it’s an informal agreement that lets you consolidate your debts into a single, manageable monthly payment without taking on more debt—a simple concept that can make a huge difference in day-to-day life.

Also, they are clear about other options like Debt Relief Orders (DROs), which are particularly helpful if you have a low income and lower debt levels. We appreciated how they don’t just push one solution but instead make sure you’re fully informed about all your options.

While they offer a wide range of solutions, we did find that the sheer number of options could feel a bit overwhelming if you’re already stressed about your finances. It’s a lot to take in, but their advisors are there to guide you through it.

Extremely helpful!

“Easy to get started and extremely helpful staff. They take into account every financial aspect of your life and really help to pay a realistic amount back.”

-MJHLFC1995, Google Review

Highly recommend!

“I would highly recommend a debt solution plan, i felt at my lowest point thinking how id got myself in this situation.”

-Emily Hagen, Google Review

Right from the start, we noticed how NDH Financial doesn’t just throw information at you but takes the time to explain each option in a way that actually makes sense. Their expertise in Individual Voluntary Arrangements (IVAs) really stood out. 

If you’ve got a tangle of unsecured debts, NDH Financial doesn’t just suggest an IVA because it’s an option—they suggest it because, after a thorough review of your situation, it might genuinely be the best path forward. 

We were struck by how they walk you through the entire process, ensuring you’re not just ticking boxes but actually understanding what an IVA entails.

One of the things we really appreciated is how they handle a wide range of debts, from credit card bills to council tax arrears. It’s one thing to be told that help is available, but it’s another to see that help extends across the various debts that have been keeping you up at night. 

But it’s important to note that NDH Financial’s focus is heavily on IVAs, which might not be the perfect fit for everyone. They’re upfront about this, and we found their honesty refreshing. 

Amazing!

“The guys here at NDH financial have been amazing and super helpful!”

-Rina Khanom, Google Review

Informative

“Great customer service, very helpful and informative. A lot of help and reassurance in some difficult times.”

-Paraschiv Marinca, Google Review