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The 5 Best Car Financing Services in Manchester

The 4 Best Car Financing Services in Manchester

Reputation - When it comes to significant transactions like a car, it would be best to go for providers with long and trusted experience in the field.

Turn-around Time - A good car financing service should be able to carry out their end of the transaction in a reasonable amount of time. Here, we will compare how fast they can do so compared to other providers. 

Customer Communication - Going for an approachable and honest car financier is an advantage. This will help you find the best deal for you. 

Range of Services - There are many services in line with car financing. The more services they can offer you and your new vehicle, the better. 

1. CarFinance 247

CarFinance 247

Services: HP Car Finance

PCP Car Finance

Personal Loan

Guarantor Loan

No Deposit Car Finance


Address: Universal Square, Devonshire St N, Manchester M12 6JH, United Kingdom

Contact Details: +44 333 247 1247

Operating Hours: Sunday: 11:00 AM–5:00 PM

Monday to Friday: 9:00 AM–7:00 PM

Saturday: 9:00 AM–6:00 PM

Google Reviews Score 4.1/5
Facebook Reviews Score N/A
Total Reviews4.1/5
Score Consistency 4/5
Turn-around Time5/5
Customer Communication4/5
Range of Services5/5


  • Quick processing time
  • Over £500 million annual transactions
  • Offers an automated car finance calculator


  • Aftersales services need improvement

If you are looking for quick car finance services, then CarFinance 247 may just do the trick for you. They are one of the leading online platforms in the industry that connects a wide range of car buyers, sellers, and lenders.

In fact, you can be assured that you are in good hands as they originate about £500 million of motor finance annually. With these numbers, we recommend CarFinance 247 to those looking for established car financing services. 

Aside from this, we also like that they have an automated car finance calculator on their website. Here, all you need to do is enter your basic information so they can provide you with an assessment as to whether you qualify for your desired vehicle.

After this step, you will be approached by one of their account managers. These highly-trained individuals will then compare lenders to assist you in finding the best deals for you. 

Once you are settled with a lender, you will now have the opportunity to choose your car. As soon as you’ve made your choice, we like that CarFinance 247 will once again take over and process all the paperwork for you.

Overall, their process of acquiring vehicles is straightforward. However, the same may not apply to their aftersales services.

Some customers had mentioned that they weren’t properly assisted when the car they purchased showed defects shortly after the transaction was completed. With this, we suggest you bring a trusted mechanic before driving away with your new vehicle. 

2. The Car Centre

The Car Centre

Services: Car Financing

Part Exchange




Address: 227 Moseley Rd., Fallowfield, Manchester M14 6PD, United Kingdom

Contact Details: +44 161 224 4500

Operating Hours: Sunday: 11:00 AM–4:00 PM

Monday to Saturday: 9:00 AM–7:00 PM

Google Reviews Score 4.6/5
Facebook Reviews Score 4.7/5
Total Reviews4.6/5
Score Consistency 4/5
Turn-around Time5/5
Customer Communication4/5
Range of Services5/5


  • Good for second-hand vehicle buyers
  • Offers a wide selection of vehicles
  • Has a wide range of services
  • Only £99 deposit for used cars


  • Cars may have defects

We recommend The Car Centre for buyers who are looking for second-hand vehicles. In fact, they always have more than 50 units in stock, which makes them a good choice if you need to buy a car right away.

Aside from having numerous vehicles available, the selection is also commendable, ranging from sports, family, executive, 4×4, automatic, and diesel cars. In addition, there are various manufacturers, such as Volkswagen, BMW, Audi, Seat, Ford, Vauxhall, and Renault.

We think what sets them apart from other providers is that they only require a £99 deposit for any of their used cars. This makes them the most affordable car financing services on this list. 

On top of their car financing services, they also provide other vehicle essentials such as parts exchange, accessories, and more. As for those interested in selling, The Car Centre can take your used car out of your hands for a reasonable deal.

With all these aspects in mind, we believe The Car Centre is a leading option for those who want an affordable and fast means to secure a vehicle. However, just like anything else in life, it’s essential to be wary of bargain deals.

Since we noted several reports of faulty cars from this provider, we believe it would be best to thoroughly test the vehicle before driving it home. You can even bring your own car expert for peace of mind. 

3. Car Deals 4 U

Car Deals 4 U

Services: Used Cars Dealership

Ministry of Transport Test Checks & Service

Part Exchange



Address: Car Deals 4 U, Industrial Park, Hendham Vale, Vale Park Way, Manchester M8 0AD, United Kingdom

Contact Details: +44 161 506 9269 

Operating Hours: Sunday: 12:00 PM–3:00 PM

Monday to Saturday: 10:00 AM–5:00 PM

Google Reviews Score 4,8/5
Facebook Reviews Score 5/5
Total Reviews4.9/5
Score Consistency 4/5

Turn-around Time4/5
Customer Communication4/5
Range of Services5/5


  • Affiliated with Financial Conduct Authority (FCA)
  • Friendly yet professional customer service
  • Can source specific cars


  • Reports of faulty vehicles
  • Reports of not fulfilling warranty coverage

The Car Deals 4 U is authorized and regulated by the Financial Conduct Authority (FCA). With this, we recommend this to customers who want peace of mind that their car financier is operating under the supervision of one of the UK’s leading regulation organizations. 

Over their years in the industry, they have successfully established themselves as approachable providers of used cars. One of their loyal customers mentioned that they are consistently friendly yet professional during transactions.

On top of this, we think it’s commendable that they take the client’s lifestyle when suggesting a vehicle that would work for them. We believe that this makes them a good car financier for those who don’t really know much about cars.

As for those with a specific ride in mind, you will also have no issues with Car Deals 4 U.  They have a network that can access thousands of cars, which can help you source almost any unit.

Lastly, we like that they offer other services aside from car financing. For example, you can avail regular Ministry of Transport (MOT) tests, parts exchange, and other vehicle services. 

Unfortunately, just like other used car financers on this list, we found complaints about faulty vehicles. 

But what disappointed us further was that the staff at Car Deals 4 U gave promises to cover the repair costs but was unresponsive when asked for a reimbursement. 

4. Click Car Loans

Click Car Loans

Services: Purchase Finance

Personal Contract Purchase Finance

Personal Loan Finance

Guarantor Loan

No Deposit Car Finance

Used Car Finance

Other Services


Address: Universal Square, Devonshire St N, Manchester M12 6JH, United Kingdom

Contact Details: +44 161 524 0941

Operating Hours: Sunday: 11:00 AM–3:00 PM

Monday to Friday: 9:00 AM–7:00 PM

Saturday: 10:00 AM–4:00 PM

Google Reviews Score 5/5
Facebook Reviews Score 5/5
Total Reviews5/5
Score Consistency 5/5
Turn-around Time5/5
Customer Communication5/5
Range of Services3/5


  • Offers straightforward approach in car financing
  • Offers automate car finance calculator
  • Quick loan acceptance
  • Runs security checks on car dealers


  • Service is limited to car financing only

What we like the most about Click Car Loans is their straightforward approach to car financing. In addition, they have an automated car finance calculator where you can view your loan amount by monthly payments or total cost.

After crunching numbers using their calculator, you may proceed with your application. Here, you will be assisted by their representative through the entire process. 

However, their most significant advantage over the other providers on this list is their instant loan acceptance. This is because they have a network of over 20 specialist lenders who can immediately find good deals for you. 

Because of this aspect, we believe that Click Car Loans is a good choice for those who want to secure a reliable vehicle quickly. 

We also appreciate that they care for the safety of their customers and help conduct security checks on your prospective dealers.

In case they find any anomaly, they will inform you right away. In this event, we admire that Click Car Loans will provide a list of alternatives you can explore.

Overall, this reliable car financier gets the job done in no time. 

But unfortunately, this is the only service that Click Car Loans offer. So, you may want to consider other companies if you are looking for a one-stop-vehicle shop. 

FAQs about Car Financing Services in Manchester

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